However, we advise that you speak with a mortgage broker or lender to ascertain your financial position. This will help you narrow down properties to a specific price range.
We also recommend shopping around for solicitors and getting some quotes. This will massively help later on once you’ve found a property and will avoid delays to your purchase.
We’ve partnered with L & C, the UK’s largest fee-free mortgage broker. With a referral from Lyss Homes, you’ll automatically benefit from FREE Home Buyers Protection Insurance. This covers you for costs you’ve incurred (such as valuation fees) in case your offer falls through.
We also have a panel of solicitors that we can recommend to you if you need a recommendation. These recommendations are based on previous positive experiences our past clients have had with them.
Potentially the most exciting part of the journey! Take a look online and see which properties you find the most appealing and book in-person viewings.
Top tip: most properties you’ll view will have furniture or fixtures that are not to your taste. It’s best to imagine each property as a blank canvas and try to imagine how you would make use of the space.
It’s always advisable you do this in writing to avoid any misunderstandings.
Be prepared for negotiations, particularly if you are offering less than the asking price!
This will trigger the conveyancing process. Both solicitors will raise and answer enquiries and once all parties are satisfied, dates can be set for exchange and completion!
At exchange, you’ll be required to pay 10% of the purchase price, and the remaining 90% will be paid at completion.
Now that you’re the owner, you can start planning on how to make your new property a home!
